How Much is Enough?

What I most love about math is that it’s both predictable and precise! Insert the variables into the equation, and you can always find “X.” Take retirement planning, for example. There are numerous financial-planning tools online which can help define a savings goal as well as predict how long one’s money will last based on various market returns. Determine your...
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Too Poor to Buy Cheap

As a young boy growing up in the fifties, I remember helping my dad fix things. Whether it was the car, the furnace, or the sink, my dad could fix it, and – by working beside him – I learned to fix things too. We weren’t well-to-do by any stretch of the imagination. We ate the heels of every loaf of bread, drank each gallon of milk to the last drop, and packed bologna and cheese sandwiches every...
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Make the Most of What You Have

It troubles me that many young practitioners incur unnecessary debt by buying more than they need to establish their practice. They should begin with the basics and add the bells and whistles as the practice grows. My first office was quite modest and furnished with secondhand equipment. It wasn’t much, but it’s what I could afford, and it served as the foundation for my ultimate success. I’m...
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Accelerated Hygiene. . . ?

During the 1980’s, a concept known as “accelerated hygiene,” still embraced today, became popular.  It was based upon the principle that, like the dentist, the hygienist’s activities and services should be limited for maximum profitability to only those the hygienist was licensed to perform.  All others should be delegated. To be clear, I’m a firm believer in appropriate delegation.  Empowering...
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Bucket List. . . ?

Remember when you were a kid and couldn’t wait until you were old enough to get your driver’s license or your first job? And how about high-school graduation? Couldn’t come soon enough! “Just wait until….” seemed to be a recurring theme. Truly, life’s early years seemed to last an eternity. Why is it then, that the years seem so much shorter as we age...
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