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Invest in Joy

Posted by on Aug 6, 2020 in Blog | 0 comments

Invest in Joy

Having grown up in central Florida during the Fifties and Sixties, well before the age of air-conditioning, I came to greatly appreciate an afternoon summertime thunderstorm, as the air temperature dropped about fifteen degrees, and the sound of the rain falling on the tin roof of our back porch generated a peaceful, comfortable sound. It didn’t cost a thing, but somehow brought me great joy. Even in the mid-Seventies, my wife and I lived in an apartment without air-conditioning. After a hard week of commuting, working, and studying, we...

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The Shop

Posted by on Jul 9, 2020 in Blog | 0 comments

The Shop

Dad launched our boat early on a Saturday morning in June at the public ramp in Cocoa Beach, and by late afternoon we docked at our overnight destination, Vero Beach.  For a couple of teenaged boys, the day had been a most excellent adventure. Dad had masterfully piloted the boat south while our neighbor, Bob Boyle, took pictures of the birds of the inland waterway for Life magazine. While Dad tied up the boat and arranged to have it refueled and docked for the night, my brother and I headed up the pier into town to find some ice cream.  Vero...

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Comparing Apples to Apples

Posted by on Jun 4, 2020 in Blog | 0 comments

Comparing Apples to Apples

When life presents a challenge that requires a difficult decision (like taking the necessary steps to recover from a pandemic), it’s important to minimize one’s emotional concerns and focus on facts. When logic supersedes emotion, better decisions usually result. A technique that has worked well for me is to gather as much information as reasonable in the time frame allowed, identify potential advisors, list and compare various options, consult with selected advisors when appropriate, and ultimately determine which option provides the best...

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Into the Light

Posted by on May 7, 2020 in Blog | 0 comments

Into the Light

When I was five, my older brother and I built a “fort” behind the living room sofa. We’d hide behind it in the darkness, tightly squeezed against the wall, and imagine all sorts of situations that only we could resolve! Sometimes we battled villains with swords, occasionally we blasted into space to face some unknown evildoer, and often we simply sat shoulder to shoulder to face our next challenge. In the end it didn’t really matter, however, because we were always victorious! Yeah. That’s the sort of stuff...

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Back to Basics

Posted by on Apr 2, 2020 in Blog | 1 comment

Back to Basics

As we face numerous challenges during this unprecedented pandemic, it’s good to keep some fundamentals in mind: 1. Live within your means Buying things you can’t afford puts your family at risk. It’s times like these that underscore the importance of having a “rainy day fund.” And practice owners who don’t understand their overhead might use this crisis to fully identify the true costs of doing business. 2. Rely on your systems  Written, teachable, reproducible systems are in place for a reason: they...

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The Power of a Smile

Posted by on Mar 5, 2020 in Blog | 0 comments

The Power of a Smile

Years before we had cell phones and airline apps, I became aware that my flight from Seattle to Atlanta had been cancelled due to mechanical issues only after arriving at the airport. I wasn’t concerned, however, as my airline offered five more Atlanta-bound flights through the course of the day. The problem I encountered was that I was in a long line with dozens of passengers who had just completed an Alaskan cruise who were also trying to rebook their flights home. By the time I reached the service counter, it was clear that the agent who...

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How Much is Enough?

Posted by on Feb 6, 2020 in Blog | 0 comments

How Much is Enough?

What I most love about math is that it’s both predictable and precise! Insert the variables into the equation, and you can always find “X.” Take retirement planning, for example. There are numerous financial-planning tools online which can help define a savings goal as well as predict how long one’s money will last based on various market returns. Determine your retirement budget and your desired age to leave the workforce, and software will calculate how much you must save each year to reach your goal. Voila! If...

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Core Values and Non-Negotiables

Posted by on Jan 9, 2020 in Blog | 0 comments

Core Values and Non-Negotiables

It was a team meeting to discuss our core values that really helped define my practice vision and develop our corporate culture. My young team and I spent a day free from the distractions of a ringing telephone and patient care to openly discuss what it was that “got us out of bed each morning.” Chuck Blakeman, author of the best-selling book, “Making Money is Killing Your Business,” calls it “finding your big why.” Comments that were expressed that day included themes common to many health-care providers, such as serving our fellow man with...

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Make It Happen!

Posted by on Dec 5, 2019 in Blog | 0 comments

Make It Happen!

When our kids were young, we enjoyed many adventures in a small RV. I’d plan detailed itineraries using a few AAA maps and a copy of National Geographic’s Guide to the National Parks. Sometimes we’d be on the road for a week or more, exploring the incredible beauty of this great land. Most often, however, we took advantage of long holiday weekends to visit family in Florida and North Carolina. One favorite trip became an annual event. We’d drive to Pensacola, Florida for the Memorial Day weekend and stay with a...

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Too Poor to Buy Cheap

Posted by on Nov 7, 2019 in Blog | 0 comments

Too Poor to Buy Cheap

As a young boy growing up in the fifties, I remember helping my dad fix things. Whether it was the car, the furnace, or the sink, my dad could fix it, and – by working beside him – I learned to fix things too. We weren’t well-to-do by any stretch of the imagination. We ate the heels of every loaf of bread, drank each gallon of milk to the last drop, and packed bologna and cheese sandwiches every Sunday afternoon for our school lunches for the coming week. But when it came to fixing things, my dad had the finest tools money could buy. One day...

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